Home buyers guide…

THE BUYERS GUIDE
Courtesy of WC Real Estate
Decision to purchase a home
Realtor selection, select one agent and be loyal to that agent.
They only get paid when they sell you a property.
Initial counseling interview
Lender pre-approval – Our preferred lender is… Castle and Cooke Mortgage 402-533-8111
Home search
Home selection
Write the offer to purchase agreement
Negotiation with seller
Contract is agreed upon by both buyer and seller
Mortgage application
o Appraisal
o Credit report
o Verification of assets
o Verification of employment
o Arrangement of inspections
o Radon
o Septic
o Well water
o Other
Mortgage approval
Good faith estimate of closing costs
Satisfaction of contingencies
Title commitment received and reviewed
Pre-closing inspection
Obtain homeowner’ s insurance
Transfer of utilities
Closing/settlement
Move-in
Send referrals to your WC Realtor