Buyers: You can pay more… But WHY?
- Decision to purchase a home
- Real Estate Brokerage selection, select one that doesn’t charge $225-$995 surprise flat fees ON top of the commission the seller pays them.
- Realtor selection, select one agent and be loyal to that agent.
(They only get paid when they sell you a property) - Initial counseling interview
- Lender pre-approval
- Home search
- Home selection
- Write the offer to purchase agreement
- Negotiation with seller
- Contract is agreed upon by both buyer and seller
- Mortgage application
o Appraisal
o Credit report
o Verification of assets
o Verification of employment
o Arrangement of inspections
o Radon
o Septic
o Well water
o Other
- Mortgage approval
- Good faith estimate of closing costs
- Satisfaction of contingencies
- Title commitment received and reviewed
- Pre-closing inspection
- Obtain homeowner’s insurance
- Transfer of utilities
- Closing / settlement
- Move-in
- Send referrals to your WC Realtor